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Products
and
Services | Definitions
of
Terms
Title
Services
Protection against costly or
troublesome title problems begins
with an owners and/or lenders
title insurance policy. Our experienced
and knowledgeable team will work
with you to determine what will
best meet your needs in this
fast-paced industry. As an agent
for First
American Title Insurance Company, Stewart
Title Guaranty Company, and Chicago
Title Insurance Company,
we will issue a title insurance
policy that provides you with
the best coverage.
Closing
Services
The final step in buying or selling
a property is the closing. Dunn
County Title Services is a settlement
agency that is committed to providing
our customers with the services
required to close the transaction
in a prompt and accurate manner.
Our experienced staff gathers
all the preliminary information
for your closing and assists
in resolving title issues or
other problems that may arise
before closing to ensure your
transaction is completed with
ease.
Escrow
Services
NEED
A CLOSING?
WE
ARE
THERE!
St
Croix
County
Abstract & Title
Company,
Inc.
recognizes
the
most
important
service
we
provide
is the assurance that your transaction
will close with the borrower/buyer
being completely satisfied.
St
Croix
County
Abstract & Title
Company
Inc.
utilizes
a
variety
of
closing
methods
designed
to
maximize
your
and
your
borrowers'
comfort
level
and
to
ensure
that
your
transaction
closes
in
an
efficient
manner.
We
offer
the
following:
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- Insured
Closings
- Mobile
Closers (we will travel
to you or your customer)
- 1031
Exchange Preparations and
Intermediary Services
- Escrow
Agreements and Services
- Legal
Document Preparation (We
are owned by Attorney Robert
L. Loberg)
- Any
needed Title Clearing Documents
or Closing Documents can
be prepared for you
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Contact:
Lindsay
Green
Amy
Monson
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Abstract
Services
St Croix County Abstract & Title Company, Inc. offers
a wide variety of abstracting
services customized to meet the
special needs of our customers.
Our experienced staff maintains
the only complete tract index
in Dunn County which allows us
to offer complete, accurate service
with prompt turnaround times
on all our abstract services.
Fee
Schedule
Giving fast, accurate service
at very competitive rates is
always our goal. A list of basic
fees for closing and abstract
services is provided. If you
would like a quote on title insurance
or other services not listed,
please contact us at 715-246-0113.
Definition
of Terms
Title
Insurance
Commitment:
Issued by a title insurance company
and contains the conditions under
which a title insurance policy
will be issued.
Title
Insurance
Policy:
A contract of title insurance
under which the insurer, in keeping
with the terms of the policy,
agrees to indemnify the insured
against loss arising from claims
against the insured interest.
Lender’s
Policy:
A title insurance policy insuring
a lender against loss caused
by invalidity or unenforceability
of a lien, or loss of priority
of the mortgage.
Owner’s
Policy:
A title insurance policy insuring
an owner of real estate against
loss occasioned by defects or
unmarketability of the owner’s
title.
Underwriter:
An insurance company that issues
insurance policies.
Simultaneous
Issue:
An Owner’s Policy and a
Lender’s Policy issued
by a title insurer on the same
interest at the same time. Note:
Lender’s Policy amount
not to exceed Owner’s Policy
amount, without incurring additional
fees.
Reissue
Rate:
A reduced rate of title insurance
premium where the owner of the
land has been previously insured
by an Owner’s Policy by
the insurer within a certain
time.
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